For more than 100 years, Western Fraternal Life Association has been helping its members realize their dreams, reach their financial goals, protect their loved ones and enrich their lives. The company offers retirement plans, term life insurance, annuities and permanent life insurance. Specific service offerings include flexible payment deferred annuity, traditional individual retirement accounts, whole life insurance, single payment deferred annuity and single premium immediate annuity. It is licensed in California, Colorado, Iowa, Illinois, Kansas, Louisiana, Michigan, Minnesota, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, South Dakota, Texas, Washington and Wisconsin. Western Fraternal Life Association is located in Cedar Rapids, Iowa.